Loan terms for solar and roofing financing at Lightbeam Lending vary depending on the project size, cost, and borrower's financial situation. Our loan terms typically range from 5 to 20 years, allowing flexibility for our clients.

Yes, Lightbeam Lending allows you to combine the costs of solar panel installation and roofing projects into a single loan, simplifying the financing process and ensuring a seamless home improvement experience.

To apply for solar or roofing financing, complete our online application form on our website. Once submitted, a dedicated loan officer will contact you to discuss your project requirements, guide you through the process, and help you choose the best financing option for your needs.

Yes, federal and state incentives may be available for homeowners who install solar panels, such as the Federal Solar Investment Tax Credit (ITC). The availability and specifics of these incentives may vary based on your location and installation date. It is advisable to consult a tax professional to determine your eligibility for these incentives.

While a higher credit score generally increases your chances of approval, Lightbeam Lending evaluates loan applications on a case-by-case basis, considering various factors such as credit score, income, and debt-to-income ratio. We encourage applicants with diverse credit backgrounds to apply, as we strive to provide lending solutions for a wide range of financial situations.

At Lightbeam Lending, we primarily provide financing for solar panel and roofing purchases. However, we encourage you to contact one of our loan officers to discuss your specific situation and explore the available financing options.

While Lightbeam Lending does not directly perform solar or roofing installations, we work closely with a network of trusted contractors to ensure the highest quality of work. We recommend that homeowners perform their due diligence, research customer reviews, and obtain multiple quotes before selecting a contractor for their project.

Yes, Lightbeam Lending offers refinancing options for existing solar and roofing loans. Refinancing your current loan may help you lower your interest rate, reduce your monthly payments, or shorten your loan term.

Financing your solar or roofing project should not directly affect your property taxes. However, improving your home with solar panels or a new roof may potentially increase your property value, which could indirectly impact your property tax assessment. It is advisable to consult your local tax assessor's office for more information on your specific situation.

If you have any further questions or need assistance, please feel free to contact our customer support team or your dedicated loan officer. We're here to help you invest in a brighter, more sustainable future for your home.